MCall.com:
Although most small business owners know they need property and casualty insurance for their premises, many don’t realize they need specialized insurance coverage to limit their losses from a disaster.
Perhaps the biggest omission owners make when buying a commercial policy is business interruption insurance.
Business interruption insurance covers profits that are lost and expenses that continue to be incurred when a company is forced to shut down by a disaster, or even by an event such as an extended power outage.
Policies typically have a 48-hour waiting period before coverage starts, but, depending on how much coverage a business buys, interruptions up to 360 days can be covered.
Among the expenses that business interruption insurance covers are salaries, rent and electricity - costs that you still need to pay even though you can’t operate.
Subscribe 
Otima terça a vc,CRIS!!