Pet Health Insurance Is Costly But Cuts Down On Big Vet Bills
Hartford Courant:
If your animal became hurt or ill, could you afford medical care? Pet health insurance can offer peace of mind – and big savings.
But how do you choose a pet insurance plan? Family Circle examined the basics of pet policies with the help of Jo Sullivan, senior vice president for development and communications at the ASPCA. Here’s what you need to know…
In some cases, a vet must complete a comprehensive form detailing your pet’s health history before you’re allowed to enroll your animal in an insurance plan.
Although there is no co-pay, pet insurance plans require a monthly premium, anywhere from $11 to $40, depending on your pet’s age and the type of plan you choose.
Coverage options range from catastrophic accident coverage to comprehensive illness coverage. Preventive care and routine wellness visits can be added on to a plan for about $10 a month, although some include those services in the monthly premium.
You can bring your animal to any vet. After paying in full, submit a claim for reimbursement to the insurance company, along with an itemized receipt from the clinic…
