Telegraph.co.uk:
Expert advice on how to get the best car insurance:
1. Restrict the number of drivers on your policy - particularly those under the age of 25. Insurers always price their premium according to the youngest driver or the one with the least experience.
2. Put a limit on your annual mileage - the lower the better. The AA says you can save up to 5% for 6,000 miles and 2.5% for 8,000 miles.
3. If you have access to a garage, use it. Locking your car in a garage overnight, rather than on the street, could save you another 5%.
4. Buy a smaller, older and cheaper car. It may not have the same kudos as owning a top-of-the-range brand new model, but it will certainly shave pounds off your insurance.
5. Installing a car alarm can save you up to 8%, depending on the type of alarm. The AA reckons that an industry-approved Thatcham alarm is the best.
6. Consider accepting higher excess. Most policies include a voluntary and/or compulsory excess. If you are prepared to increase this slightly you can reduce your premium.
7. Pay in full at the outset. Paying by direct debit is almost always more expensive.
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