Virtual Entrepreneur

Financial Calculators Every Entrepreneur Needs

Bootstrapper:
Many entrepreneurs don’t have the luxury of having a separate accounting department, instead doing their own number crunching. It’s not always easy, but you can make it less difficult by making use of the huge number of free financial tools for businesses that are available on the Internet. Here are 100 calculators that can help you get and keep your finances in order.

Business Operations

Don’t get caught off guard by the unexpected financial pitfalls of owning a business. Keep one step ahead with these useful business calculators.

Break Even Analysis: Figure out how much you’re going to need to sell with your business just to break even. This can be helpful in creating a starting point for your sales goals.
Business Valuation: Whether you are just curious, or want to sell your business, this calculator can help you determine the value. Just enter your cash flow and your expenses to get an estimate.
Working Capital Needs: Find out what your business will need to keep going with this helpful calculator. It will take into account your short-term monetary obligations and figure out how much capital you’ll need so you won’t fall short.
Financial Ratio: Sometimes there are areas of your business that will need special attention relative to others. Figure out what those are with this financial ratio calculator.
Cash Flow: No matter what type of business you are in, keeping your cash flow in check is essential to a healthy business. See how much your business is generating with this calculator.
Buying vs. Leasing: Sometimes it can be tough to figure out whether simply buying equipment you need will leave you better off in the long run than leasing. Put your costs into this calculator to find out which would suit your business’ needs best.
Profit Margin: This calculator can help you determine how much you should be selling your products or services for to achieve a desired profit margin.
Inventory Analysis: Keeping a not-too-little, but not-too-much balance of inventory can be tricky business. This calculator will help you figure out how to time your orders and how much to keep on hand.
Sales Per Employee: Figure out what your salespeople are averaging with this simple calculator.
Operating Profit Percentage: This calculator will help you compare your sales with what is left after the cost of your goods and operating costs.
Return on Assets: See how well you’re managing your company with this calculator that compares net income to total assets. You’ll be able to find out how much you’re getting for every dollar.
Debt to Assets: This calculator can help you determine to what extent your company is financed by loans and other sources of debt. The lower the number, the better your chances are of staying afloat financially.
Starting Costs: Figure out the starting costs for your business idea before you start so there won’t be any surprises and you’ll know how much you’ll need to get things off the ground.
Conversion Rate: Unsure how updating or changing your website will or did impact your business? Use this calculator to see how improving your online sales can affect your business.
Pay Per Click ROI: Are your pay per click ad campaigns really paying off? See if your advertising is worth the investment with this calculator.
Email ROI: The same goes for your email ad campaigns. This calculator will let you know if you’re generating enough sales or if you need to find another marketing strategy.
Business Location, to Rent or Buy: Use this calculator to find out if your business would profit more from renting a location or buying one outright.
SAP Value Calculator: The SAP Value Calculator for midsize business reveals how strong your business is today and how much additional value you can gain by improving your infrastructure.
Double Your Money: Determine how long it will take you to double your money with this simple calculator.