Business Opportunities:
In addition to the faithful ROTH and Traditional IRAs, here’s a nice overview of various other retirement options:
* Simplified Employee Pension IRA (SEP-IRA)
You qualify if you do a Schedule C or F or guaranteed payments from a partnership.
* The Solo 401K
You qualify only if you have no employees.
* The Simple IRA
This one is for your employees too. You can offer it if you have less than 100 employees and you don’t have another retirement plan (403(b) or SEP).
* The Keogh
This one is a mess, good grief. But - you can put in up to $180,000 if you structure it right.
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