Office Insurance – A Small Business Guide
Bytestart:
One of the costs that’s easy to forget about when you first get premises for your business is office insurance. Whether you rent or buy premises it’s a vital investment that will give you peace of mind.
Here’s the complete Bytestart guide to everything you need to know about office insurance.
What is it?
Just like the insurance you take out on your car, office insurance is there to protect you in the event something bad happens that could damage your business. But unlike car insurance, it’s not mandatory.
While it’s highly recommended you take it out on any premises you run, there’s no legal requirement to do so. The only insurance you must have is employer’s liability cover if you have employees (some niche industries must also have very specific types of insurance cover).
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