Archive for the 'Money / Credit / Insurance / Finance' Category

What Can Entrepreneurs Do To Deal With The Credit Crisis?

Wednesday, October 8th, 2008

Small Business Trends:
Unless you’ve been in a cave for the past month, you know we are in the midst of a credit crisis.
And if you’ve been watching TV, listening to the radio, reading the newspaper, or looking at the Web, you realize that the credit crisis has hit small business owners particularly hard.
So what can […]

Insurance Calculator

Friday, October 3rd, 2008

Bankaholic:
The FDIC (Federal Deposit Insurance Corporation) has released an interesting tool called EDIE the Estimator that can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts. EDIE lets you know in a printable report for each bank whether your deposits are within or exceed coverage limits.
Basically you type in all […]

How To Choose Your First Biz Credit Card

Monday, September 8th, 2008

The Closet Entrepreneur:
* Check out the interest rate and understand what you’re getting after any great introductory offers expire.
* Figure out how much you can afford to pay for all expenses each month and understand the worst-case scenario if business becomes slow.
* Read all the fine print and understand the consequences of what happens when […]

Online Savings Accounts In The US And UK

Monday, September 8th, 2008

Blogtrepreneur:
Online savings accounts offer much higher interest rates than you can get from traditional bank savings accounts, and they can be pretty convenient too. Of course, these banks will not be available to all parts of the world. The list is separated by the US and UK.

US:
1. ING Direct - High interest savings account from […]

Auto Insurance Tips For Seniors

Thursday, September 4th, 2008

MarketWatch:
* One of the best things seniors can do is take a mature driver safety course. This can ensure that you continue to drive safely and should help keep insurance rates low.
* Consider the vehicle you drive; features should include easily adjustable seats, light weight doors, unrestricted visibility, easy to reach seatbelts and shoulder […]

Credit Cards Replace Small Business Loans

Friday, August 29th, 2008

BusinessWeek:
The 30% interest rate on their small business credit card shocked James and Heather Hills enough to stop using it entirely in April.
The couple had turned to credit cards in early 2006 to get their Elgin (Ill.) startup, mhn Internet Marketing and PR, off the ground, after three loan officers told them that they wouldn’t […]

Business Credit Cards Are Not For Personal Usage

Wednesday, August 13th, 2008

Many small businesses maintain business credit cards in order to develop and increase their business credit score. Many small business owners also rely on a credit card for emergencies. Unfortunately, some business owners make the mistake of using the business credit cards for their own purposes, none of which is advantageous to the business. […]

Find New Business Funding At 40billion.com

Wednesday, August 6th, 2008

Killer Startups:
Did you just come up with possibly the greatest startup idea? Do you need the fudnign to make your dreams come true? If so, you might want to look at 40billion.com.
On the site, entrepreneurs with startup ideas post them and hope that angel investors will choose to invest on it. This allows anyone with […]

Expense Tracking With Business Credit Cards

Tuesday, August 5th, 2008

All business entities need to have in place a system for tracking both profits and expenses. While finances are one of the most important factors for any business, it is not uncommon that many small start ups and entrepreneurs fall behind when tracking such business finances. Many will make the mistake of relying on someone […]

Car Insurance Small Change

Friday, July 4th, 2008

Washington Post:
With gas prices rising and the stock market diving, we could all use ideas for saving a little money. Here’s one we thought was worth passing along:
If you’re carpooling in someone else’s car or using mass transit instead of driving to work, call your car insurance company to see if you’re eligible for […]

Biz Owner’s Guide To Shopping For Health Insurance

Monday, June 30th, 2008

Wall Street Journal Blogs:
Here are five sites to check that may help business owners find insurance, with comments on each:
1. eHealthInsurance.com. This agency site is good for all-around health-insurance shopping and online quotes. Information isn’t available for every ZIP code, however.
2. DigitalInsurance.com. This broker offers services for small businesses with online quotes for individual plans.
3. […]

How To Cut Car Insurance Costs

Thursday, June 19th, 2008

CNNMoney.com:
Prune coverage on old cars - Once your vehicle is worth less than 10 times what you pay each year to insure it, get rid of comprehensive and collision. Find your car’s estimated value at kbb.com.
Raise your deductible - The point of car insurance is to protect you from catastrophic costs (your emergency fund […]

Things To Remember When Cancelling Biz Credit Cards

Thursday, June 19th, 2008

American Entrepreneurship:
We’ve all seen images of people wielding a pair of scissors and slicing up their credit cards, promising to never go into debt again.
However, truly canceling a credit card takes more than cutting up a piece of plastic. It may also not be a smart idea if you want to stay credit worthy.Here […]

How To Get Your Antique Car Insured At Competitive Prices

Wednesday, June 11th, 2008

World Village:
An antique car can be a beautiful thing to share, especially if you are someone that takes them to shows for all to see; no serious owner would ever fail to insure this prized possession. With such interest in old cars you will not be surprised to learn there are antique car insurance companies […]

Easily Avoidable Causes Of Biz Debt

Friday, June 6th, 2008

Bankaholic:
Entrepreneurs are the brave souls who make our economy go, or at least they were when our economy was actually going anywhere. Especially in this currently questionable financial climate, starting your own business is undeniably a dicey proposition. Start-ups go out of business all the time, often before they even have a chance to even […]

Cheap Auto Insurance

Saturday, May 31st, 2008

Macedônia:
We all need it. We all have it. We all hate paying for it.
At CheapAutosInsurance.com, they are devoted to helping you find the lowest price insurance that will meet your needs, and they offer information from hundreds of insurance companies to help you do just that, but sometimes it helps to be pro-active, so let’s […]

Small-Business Centers Help With Everything From Startup Costs To Expansion

Monday, May 26th, 2008

The Register-Guard:
3 years ago, Steve Reinmuth was an artist struggling to make a business out of his operation. Today, he is a businessman whose trade just happens to be art.
‘As an artist, I love what I do and I did it well,’ says Reinmuth, who owns Reinmuth Bronze Studio in northwest Eugene with his wife, […]

Business Insurance? Consider The Following…

Monday, May 26th, 2008

NEWS.com.au:
What Is Your Risk?
Calculate exactly how at risk you are, and the areas in which you are exposed. Consider cover for a loss of profits/business interruption - including a provision for ongoing business expenses.
Ensure Your Policy Suits Your Business
Ensure that the policy you choose is specifically suited for your business size and type. With NRMA […]

Business Loans: Commercially Yours

Wednesday, May 21st, 2008

BestSyndication:
To avail business loans when the business requirement arises is almost a routine matter for every production and business house. These loans might be borrowed by business houses even without pledging any security against the loan amount.
A victorious commercial venture requires a lot of hard work, professional approach, varied resources and expert business skills. Evidently, […]

Making Money With Credit Card Art

Wednesday, May 21st, 2008

NicheGeek:
What: Credit card covers with artwork
Who: Anthony David Adams and Bowen Dwelle of CreditCovers
Where: Madison, Wisconsin
When: Started in 2007
Startup costs: $30,000
After working for several Fortune 500 companies as an idea man, 27-year-old Anthony David Adams was tired of making money for other people. He wanted to create an original idea for a product and company […]